Property Tax in Kolkata & Stamp Duty: Complete Guide for 2025

Owning a property in Kolkata comes with financial responsibilities that every homeowner should know. Paying property tax in Kolkata on time helps avoid penalties, while stamp duty and registration charges in Kolkata play a key role in legal property ownership.

Whether buying a new house or transferring ownership, knowing about property registration charges in Kolkata ensures a smooth process. This guide explains these charges, how they are calculated, and what you need to do to stay compliant.

Property Tax in Kolkata: What You Need to Know

The Kolkata Municipal Corporation (KMC) collects property tax in Kolkata based on factors like property location, size, and usage. Residential and commercial properties have different tax slabs. The KMC follows a Unit Area Assessment (UAA) system, which considers property valuation and applicable tax rates.

How to Calculate Property Tax

The KMC website provides an online calculator. Enter property details, and it shows the exact tax amount. Factors affecting tax include:

• Property type (residential/commercial)
• Annual valuation
• Age of the building
• Occupancy status (self-occupied or rented)

How to Pay Property Tax

You can pay online via the KMC portal or visit designated banks. Delayed payments attract penalties, so clearing dues on time is essential.

Stamp Duty in Kolkata: Rates & Charges

When you buy property, you must pay stamp duty in Kolkata to legalise ownership. The amount depends on property value and location.

Stamp Duty Rates in Kolkata

• Properties above ₹50 lakh: 6% in municipal areas, 5% in rural areas
• Properties below ₹50 lakh: 5% in municipal areas, 4% in rural areas
• Additional 1% metro cess in Kolkata

Registration Charges in Kolkata

After paying stamp duty, the property must be registered with the authorities. Registration charges in Kolkata are fixed at 1% of the property value.

Steps for Property Registration

1. Calculate property registration charges in Kolkata based on the property’s market value.

2. Buy stamp papers equal to the duty amount.

3. Visit the sub-registrar’s office with sale deeds and identity proof.

4. Get biometric verification done.

5. Complete the registration and receive property documents.

Factors Affecting Stamp Duty and Registration Charges in Kolkata

• Property Type: Higher rates for commercial properties.
• Gender of Buyer: Women get lower stamp duty in some cases.
• Location: Properties in prime areas have higher rates.
• Usage: Residential properties have lower charges than commercial ones.

The Final Word

Owning property comes with financial duties. Timely payment of property tax in Kolkata prevents legal trouble. Knowing stamp duty and registration charges in Kolkata helps you budget for property transactions. Before buying property, calculate property registration charges in Kolkata and other expenses to avoid surprises. Always complete legal formalities on time to secure ownership rights without hassle.